Call reports 2018
PIEDMONT FEDERAL SAVINGS BANK — 2018
What PIEDMONT FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 897,108,000 | 896,514,000 | 891,296,000 | 903,360,000 |
| Total loans | 519,165,000 | 518,861,000 | 521,916,000 | 521,103,000 |
| Allowance for loan losses | 888,000 | 903,000 | 933,000 | 963,000 |
| Securities available for sale | 1,173,000 | 7,096,000 | 15,817,000 | 21,298,000 |
| Securities held to maturity | 281,786,000 | 269,922,000 | 261,069,000 | 261,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,982,000 | 660,475,000 | 654,108,000 | 667,577,000 |
| Interest-bearing deposits | 655,572,000 | 653,527,000 | 646,379,000 | 663,342,000 |
| Noninterest-bearing deposits | 6,410,000 | 6,948,000 | 7,729,000 | 4,235,000 |
| Equity capital | 228,980,000 | 229,594,000 | 230,098,000 | 230,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,674,000 | 13,484,000 | 20,370,000 | 27,342,000 |
| Interest expense | 1,222,000 | 2,578,000 | 4,088,000 | 5,870,000 |
| Net interest income | 5,452,000 | 10,906,000 | 16,282,000 | 21,472,000 |
| Noninterest income | 85,000 | 156,000 | 232,000 | 303,000 |
| Noninterest expense | 4,620,000 | 9,256,000 | 13,955,000 | 18,719,000 |
| Provision for loan losses | 10,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 907,000 | 1,746,000 | 2,469,000 | 2,936,000 |
| Income tax | 216,000 | 424,000 | 601,000 | 604,000 |
| Net income | 691,000 | 1,322,000 | 1,868,000 | 2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,157,000 | 229,787,000 | 230,333,000 | 230,849,000 |
| Total capital | 230,045,000 | 230,690,000 | 231,266,000 | 231,812,000 |
| Risk-weighted assets | 344,990,000 | 340,788,000 | 341,564,000 | 337,834,000 |