Call reports 2017
PIEDMONT FEDERAL SAVINGS BANK — 2017
What PIEDMONT FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 900,961,000 | 905,660,000 | 905,530,000 | 897,829,000 |
| Total loans | 511,970,000 | 517,830,000 | 519,411,000 | 516,471,000 |
| Allowance for loan losses | 850,000 | 850,000 | 824,000 | 902,000 |
| Securities available for sale | 1,514,000 | 1,424,000 | 1,328,000 | 1,240,000 |
| Securities held to maturity | 289,117,000 | 288,541,000 | 282,993,000 | 281,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,083,000 | 671,946,000 | 670,420,000 | 664,252,000 |
| Interest-bearing deposits | 661,851,000 | 664,192,000 | 661,747,000 | 658,648,000 |
| Noninterest-bearing deposits | 6,232,000 | 7,754,000 | 8,673,000 | 5,604,000 |
| Equity capital | 227,051,000 | 227,598,000 | 228,173,000 | 228,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,562,000 | 13,183,000 | 19,828,000 | 26,516,000 |
| Interest expense | 1,152,000 | 2,317,000 | 3,502,000 | 4,691,000 |
| Net interest income | 5,410,000 | 10,866,000 | 16,326,000 | 21,825,000 |
| Noninterest income | 79,000 | 142,000 | 201,000 | 288,000 |
| Noninterest expense | 4,591,000 | 9,214,000 | 13,786,000 | 18,694,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 898,000 | 1,794,000 | 2,741,000 | 3,319,000 |
| Income tax | 341,000 | 682,000 | 1,042,000 | 1,230,000 |
| Net income | 557,000 | 1,112,000 | 1,699,000 | 2,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,954,000 | 227,509,000 | 228,097,000 | 228,486,000 |
| Total capital | 227,804,000 | 228,359,000 | 228,921,000 | 229,388,000 |
| Risk-weighted assets | 344,992,000 | 347,854,000 | 346,367,000 | 346,960,000 |