Call reports 2025
JONESBORO STATE BANK — 2025
What JONESBORO STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,039,845,000 | 1,131,375,000 | 1,177,320,000 | 1,225,143,000 |
| Total loans | 127,861,000 | 115,531,000 | 102,584,000 | 90,278,000 |
| Allowance for loan losses | 5,357,000 | 4,185,000 | 3,272,000 | 2,494,000 |
| Securities available for sale | 899,483,000 | 993,476,000 | 983,189,000 | 1,003,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 979,541,000 | 1,063,168,000 | 1,098,373,000 | 1,142,337,000 |
| Interest-bearing deposits | 951,382,000 | 1,037,593,000 | 1,073,867,000 | 1,117,678,000 |
| Noninterest-bearing deposits | 28,159,000 | 25,575,000 | 24,506,000 | 24,659,000 |
| Equity capital | 56,579,000 | 60,336,000 | 72,456,000 | 77,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,081,000 | 31,836,000 | 48,840,000 | 65,432,000 |
| Interest expense | 7,396,000 | 16,453,000 | 25,925,000 | 36,270,000 |
| Net interest income | 7,685,000 | 15,383,000 | 22,915,000 | 29,162,000 |
| Noninterest income | -3,076,000 | -4,616,000 | -4,713,000 | -744,000 |
| Noninterest expense | 3,598,000 | 5,699,000 | 9,320,000 | 13,829,000 |
| Provision for loan losses | 212,000 | 622,000 | 614,000 | 550,000 |
| Pretax income | 662,000 | 2,379,000 | 6,119,000 | 8,930,000 |
| Income tax | 139,000 | 519,000 | 1,287,000 | 1,647,000 |
| Net income | 523,000 | 1,860,000 | 4,832,000 | 7,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,511,000 | 81,849,000 | 84,821,000 | 87,271,000 |
| Total capital | 85,548,000 | 86,051,000 | 88,100,000 | 89,772,000 |
| Risk-weighted assets | 402,598,000 | 395,066,000 | 405,000,000 | 393,710,000 |