Call reports 2024
JONESBORO STATE BANK — 2024
What JONESBORO STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 766,586,000 | 783,410,000 | 820,194,000 | 895,243,000 |
| Total loans | 161,706,000 | 167,377,000 | 157,177,000 | 144,194,000 |
| Allowance for loan losses | 9,861,000 | 7,811,000 | 6,714,000 | 6,692,000 |
| Securities available for sale | 545,508,000 | 554,376,000 | 585,693,000 | 666,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,278,000 | 745,174,000 | 770,474,000 | 849,627,000 |
| Interest-bearing deposits | 696,535,000 | 710,472,000 | 738,623,000 | 817,112,000 |
| Noninterest-bearing deposits | 34,743,000 | 34,702,000 | 31,851,000 | 32,515,000 |
| Equity capital | 33,529,000 | 36,632,000 | 47,677,000 | 43,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,638,000 | 24,568,000 | 37,741,000 | 51,222,000 |
| Interest expense | 5,133,000 | 10,462,000 | 15,956,000 | 22,116,000 |
| Net interest income | 6,505,000 | 14,106,000 | 21,785,000 | 29,106,000 |
| Noninterest income | 4,264,000 | 3,540,000 | -2,418,000 | 7,426,000 |
| Noninterest expense | 1,478,000 | 3,615,000 | 5,465,000 | 11,751,000 |
| Provision for loan losses | 2,238,000 | 3,282,000 | 4,484,000 | 6,629,000 |
| Pretax income | 1,106,000 | 5,087,000 | 3,774,000 | 12,476,000 |
| Income tax | 234,000 | 1,087,000 | 814,000 | 2,612,000 |
| Net income | 872,000 | 4,000,000 | 2,960,000 | 9,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,996,000 | 70,125,000 | 69,084,000 | 75,989,000 |
| Total capital | 71,246,000 | 74,463,000 | 73,484,000 | 80,935,000 |
| Risk-weighted assets | 334,389,000 | 343,598,000 | 349,686,000 | 393,872,000 |