Call reports 2023
JONESBORO STATE BANK — 2023
What JONESBORO STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 683,229,000 | 684,555,000 | 686,333,000 | 753,210,000 |
| Total loans | 161,540,000 | 171,516,000 | 171,951,000 | 159,594,000 |
| Allowance for loan losses | 10,311,000 | 11,448,000 | 11,487,000 | 10,648,000 |
| Securities available for sale | 501,901,000 | 502,495,000 | 501,345,000 | 545,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,611,000 | 655,695,000 | 663,719,000 | 722,805,000 |
| Interest-bearing deposits | 627,136,000 | 625,707,000 | 634,854,000 | 688,784,000 |
| Noninterest-bearing deposits | 25,475,000 | 29,988,000 | 28,865,000 | 34,021,000 |
| Equity capital | 29,691,000 | 27,626,000 | 17,712,000 | 29,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,450,000 | 19,773,000 | 30,681,000 | 41,890,000 |
| Interest expense | 3,592,000 | 7,636,000 | 12,011,000 | 16,641,000 |
| Net interest income | 5,858,000 | 12,137,000 | 18,670,000 | 25,249,000 |
| Noninterest income | 1,508,000 | 4,180,000 | 6,178,000 | 412,000 |
| Noninterest expense | 1,840,000 | 3,298,000 | 4,809,000 | 6,955,000 |
| Provision for loan losses | 2,695,000 | 6,430,000 | 9,098,000 | 11,740,000 |
| Pretax income | 2,823,000 | 6,581,000 | 10,933,000 | 6,412,000 |
| Income tax | 559,000 | 1,480,000 | 2,191,000 | 1,192,000 |
| Net income | 2,264,000 | 5,101,000 | 8,742,000 | 5,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,669,000 | 74,006,000 | 75,147,000 | 66,625,000 |
| Total capital | 78,204,000 | 78,466,000 | 79,613,000 | 71,054,000 |
| Risk-weighted assets | 356,993,000 | 349,798,000 | 350,265,000 | 348,085,000 |