Call reports 2021
JONESBORO STATE BANK — 2021
What JONESBORO STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 472,534,000 | 495,187,000 | 498,444,000 | 534,109,000 |
| Total loans | 62,972,000 | 74,520,000 | 90,413,000 | 133,928,000 |
| Allowance for loan losses | 1,537,000 | 2,184,000 | 940,000 | 6,201,000 |
| Securities available for sale | 382,733,000 | 406,686,000 | 396,178,000 | 397,110,000 |
| Securities held to maturity | 7,635,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,869,000 | 432,034,000 | 429,664,000 | 466,667,000 |
| Interest-bearing deposits | 390,304,000 | 398,847,000 | 397,519,000 | 427,161,000 |
| Noninterest-bearing deposits | 31,565,000 | 33,187,000 | 32,145,000 | 39,506,000 |
| Equity capital | 47,969,000 | 57,512,000 | 53,830,000 | 53,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,669,000 | 11,708,000 | 15,941,000 |
| Interest expense | 532,000 | 1,144,000 | 1,810,000 | 2,494,000 |
| Net interest income | 3,103,000 | 6,525,000 | 9,898,000 | 13,447,000 |
| Noninterest income | 957,000 | 1,344,000 | 1,589,000 | 2,437,000 |
| Noninterest expense | 1,454,000 | 2,861,000 | 4,211,000 | 5,142,000 |
| Provision for loan losses | 297,000 | 993,000 | -200,000 | 5,060,000 |
| Pretax income | 3,870,000 | 6,011,000 | 9,472,000 | 7,688,000 |
| Income tax | 720,000 | 1,048,000 | 1,615,000 | 1,166,000 |
| Net income | 3,150,000 | 4,963,000 | 7,857,000 | 6,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,442,000 | 47,929,000 | 47,457,000 | 46,125,000 |
| Total capital | 47,979,000 | 50,113,000 | 48,397,000 | 49,536,000 |
| Risk-weighted assets | 192,750,000 | 207,328,000 | 221,678,000 | 269,995,000 |