Call reports 2020
JONESBORO STATE BANK — 2020
What JONESBORO STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 385,501,000 | 370,902,000 | 406,528,000 | 438,488,000 |
| Total loans | 35,937,000 | 39,042,000 | 44,446,000 | 56,692,000 |
| Allowance for loan losses | 723,000 | 729,000 | 898,000 | 1,239,000 |
| Securities available for sale | 318,344,000 | 319,763,000 | 345,968,000 | 367,151,000 |
| Securities held to maturity | 7,758,000 | 7,758,000 | 7,635,000 | 7,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,192,000 | 305,274,000 | 336,496,000 | 378,702,000 |
| Interest-bearing deposits | 308,424,000 | 273,542,000 | 303,377,000 | 354,207,000 |
| Noninterest-bearing deposits | 30,768,000 | 31,732,000 | 33,119,000 | 24,495,000 |
| Equity capital | 41,327,000 | 47,855,000 | 51,345,000 | 53,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,065,000 | 9,195,000 | 12,553,000 |
| Interest expense | 1,173,000 | 2,096,000 | 2,604,000 | 3,100,000 |
| Net interest income | 1,864,000 | 3,969,000 | 6,591,000 | 9,453,000 |
| Noninterest income | 107,000 | 410,000 | 532,000 | 756,000 |
| Noninterest expense | 1,979,000 | 4,407,000 | 5,914,000 | 7,230,000 |
| Provision for loan losses | 100,000 | 100,000 | 250,000 | 585,000 |
| Pretax income | 1,574,000 | 2,690,000 | 7,590,000 | 11,403,000 |
| Income tax | 470,000 | 498,000 | 1,513,000 | 2,061,000 |
| Net income | 1,104,000 | 2,192,000 | 6,077,000 | 9,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,007,000 | 38,942,000 | 42,674,000 | 43,446,000 |
| Total capital | 38,730,000 | 39,671,000 | 43,572,000 | 44,685,000 |
| Risk-weighted assets | 117,309,000 | 158,551,000 | 203,501,000 | 178,582,000 |