Call reports 2018
JONESBORO STATE BANK — 2018
What JONESBORO STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,028,000 | 265,421,000 | 268,489,000 | 278,968,000 |
| Total loans | 30,902,000 | 29,471,000 | 29,221,000 | 29,938,000 |
| Allowance for loan losses | 651,000 | 661,000 | 669,000 | 633,000 |
| Securities available for sale | 227,380,000 | 221,482,000 | 225,364,000 | 235,651,000 |
| Securities held to maturity | 8,002,000 | 8,002,000 | 7,880,000 | 7,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,709,000 | 230,399,000 | 227,556,000 | 227,879,000 |
| Interest-bearing deposits | 214,718,000 | 211,597,000 | 210,184,000 | 209,455,000 |
| Noninterest-bearing deposits | 17,991,000 | 18,802,000 | 17,372,000 | 18,424,000 |
| Equity capital | 32,660,000 | 33,341,000 | 32,495,000 | 34,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 5,053,000 | 7,630,000 | 10,356,000 |
| Interest expense | 549,000 | 1,182,000 | 1,931,000 | 2,748,000 |
| Net interest income | 1,934,000 | 3,871,000 | 5,699,000 | 7,608,000 |
| Noninterest income | 123,000 | 250,000 | 363,000 | 484,000 |
| Noninterest expense | 930,000 | 1,956,000 | 2,806,000 | 3,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,413,000 | 2,378,000 | 3,498,000 | 4,714,000 |
| Income tax | 110,000 | 150,000 | 177,000 | 270,000 |
| Net income | 1,303,000 | 2,228,000 | 3,321,000 | 4,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,989,000 | 32,764,000 | 33,706,000 | 33,647,000 |
| Total capital | 32,640,000 | 33,425,000 | 34,375,000 | 34,280,000 |
| Risk-weighted assets | 97,392,000 | 94,895,000 | 96,628,000 | 102,518,000 |