Call reports 2017
JONESBORO STATE BANK — 2017
What JONESBORO STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 236,000,000 | 246,408,000 | 251,286,000 | 248,571,000 |
| Total loans | 31,742,000 | 32,225,000 | 32,321,000 | 31,398,000 |
| Allowance for loan losses | 772,000 | 773,000 | 736,000 | 641,000 |
| Securities available for sale | 189,984,000 | 199,743,000 | 204,183,000 | 203,019,000 |
| Securities held to maturity | 8,122,000 | 8,122,000 | 8,002,000 | 8,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,917,000 | 211,798,000 | 210,909,000 | 193,531,000 |
| Interest-bearing deposits | 183,259,000 | 193,918,000 | 193,508,000 | 176,011,000 |
| Noninterest-bearing deposits | 18,658,000 | 17,880,000 | 17,401,000 | 17,520,000 |
| Equity capital | 29,078,000 | 31,869,000 | 33,244,000 | 34,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,382,000 | 6,738,000 | 8,980,000 |
| Interest expense | 279,000 | 597,000 | 991,000 | 1,437,000 |
| Net interest income | 1,940,000 | 3,785,000 | 5,747,000 | 7,543,000 |
| Noninterest income | 154,000 | 279,000 | 406,000 | 525,000 |
| Noninterest expense | 829,000 | 1,674,000 | 2,783,000 | 3,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,686,000 | 3,320,000 | 4,730,000 | 5,526,000 |
| Income tax | 331,000 | 645,000 | 921,000 | 881,000 |
| Net income | 1,355,000 | 2,675,000 | 3,809,000 | 4,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,572,000 | 29,742,000 | 30,726,000 | 30,836,000 |
| Total capital | 29,344,000 | 30,515,000 | 31,462,000 | 31,477,000 |
| Risk-weighted assets | 82,185,000 | 84,652,000 | 88,466,000 | 88,566,000 |