Call reports 2026
DREAM FIRST BANK, NATIONAL ASSOCIATION — 2026
What DREAM FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 943,759,000 | 963,672,000 |
| Total loans | 644,312,000 | 664,389,000 |
| Allowance for loan losses | 11,271,000 | 10,467,000 |
| Securities available for sale | 210,993,000 | 208,470,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 834,737,000 | 850,448,000 |
| Interest-bearing deposits | 674,497,000 | 684,661,000 |
| Noninterest-bearing deposits | 160,240,000 | 165,787,000 |
| Equity capital | 92,636,000 | 94,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,763,000 | 29,543,000 |
| Interest expense | 4,411,000 | 8,922,000 |
| Net interest income | 10,352,000 | 20,621,000 |
| Noninterest income | 1,083,000 | 2,736,000 |
| Noninterest expense | 8,056,000 | 16,839,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 3,373,000 | 6,517,000 |
| Income tax | 805,000 | 1,540,000 |
| Net income | 2,603,000 | 5,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 90,202,000 | 92,102,000 |
| Total capital | 99,676,000 | 101,768,000 |
| Risk-weighted assets | 756,043,000 | 772,418,000 |