Call reports 2011
DREAM FIRST BANK, NATIONAL ASSOCIATION — 2011
What DREAM FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,620,000 | 187,244,000 | 187,955,000 | 184,090,000 |
| Total loans | 105,207,000 | 119,155,000 | 121,809,000 | 120,122,000 |
| Allowance for loan losses | 1,535,000 | 1,610,000 | 1,719,000 | 1,686,000 |
| Securities available for sale | 49,249,000 | 49,021,000 | 49,463,000 | 47,618,000 |
| Securities held to maturity | 2,376,000 | 2,252,000 | 2,072,000 | 1,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,960,000 | 157,353,000 | 153,922,000 | 151,810,000 |
| Interest-bearing deposits | 131,273,000 | 137,191,000 | 136,887,000 | 133,259,000 |
| Noninterest-bearing deposits | 16,687,000 | 20,162,000 | 17,035,000 | 18,551,000 |
| Equity capital | 20,865,000 | 21,734,000 | 22,378,000 | 22,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,241,000 | 4,540,000 | 6,925,000 | 9,286,000 |
| Interest expense | 461,000 | 865,000 | 1,269,000 | 1,645,000 |
| Net interest income | 1,780,000 | 3,675,000 | 5,656,000 | 7,641,000 |
| Noninterest income | 241,000 | 481,000 | 755,000 | 882,000 |
| Noninterest expense | 1,427,000 | 2,917,000 | 4,404,000 | 5,776,000 |
| Provision for loan losses | 60,000 | 100,000 | 130,000 | 150,000 |
| Pretax income | 560,000 | 1,171,000 | 1,924,000 | 2,598,000 |
| Income tax | 142,000 | 300,000 | 509,000 | 686,000 |
| Net income | 418,000 | 871,000 | 1,415,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,892,000 | 17,372,000 | 17,739,000 | 18,066,000 |
| Total capital | 18,330,000 | 18,899,000 | 19,303,000 | 19,622,000 |
| Risk-weighted assets | 114,899,000 | 121,912,000 | 124,919,000 | 124,264,000 |
Machine access — free, no API key
Every figure shown here about DREAM FIRST BANK, NATIONAL ASSOCIATION — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.