Call reports 2025
FCN BANK, NATIONAL ASSOCIATION — 2025
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 778,320,000 | 776,776,000 | 774,920,000 | 792,687,000 |
| Total loans | 490,462,000 | 497,693,000 | 499,258,000 | 511,726,000 |
| Allowance for loan losses | 6,401,000 | 6,241,000 | 6,209,000 | 6,212,000 |
| Securities available for sale | 225,892,000 | 221,809,000 | 220,764,000 | 216,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,902,000 | 693,788,000 | 676,049,000 | 683,415,000 |
| Interest-bearing deposits | 559,554,000 | 545,886,000 | 528,888,000 | 533,160,000 |
| Noninterest-bearing deposits | 143,348,000 | 147,902,000 | 147,161,000 | 150,255,000 |
| Equity capital | 49,646,000 | 52,617,000 | 58,775,000 | 62,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,640,000 | 17,414,000 | 26,373,000 | 35,445,000 |
| Interest expense | 3,827,000 | 7,412,000 | 10,949,000 | 14,436,000 |
| Net interest income | 4,813,000 | 10,002,000 | 15,424,000 | 21,009,000 |
| Noninterest income | 769,000 | 1,621,000 | 2,460,000 | 3,335,000 |
| Noninterest expense | 4,187,000 | 8,391,000 | 12,902,000 | 17,208,000 |
| Provision for loan losses | 0 | -181,000 | -229,000 | -250,000 |
| Pretax income | 1,395,000 | 3,232,000 | 4,982,000 | 7,136,000 |
| Income tax | 109,000 | 309,000 | 492,000 | 809,000 |
| Net income | 1,286,000 | 2,923,000 | 4,490,000 | 6,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,760,000 | 74,354,000 | 75,325,000 | 76,396,000 |
| Total capital | 80,161,000 | 80,776,000 | 81,763,000 | 82,858,000 |
| Risk-weighted assets | 529,359,000 | 537,775,000 | 533,322,000 | 540,251,000 |