Call reports 2024
FCN BANK, NATIONAL ASSOCIATION — 2024
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 786,133,000 | 789,596,000 | 836,413,000 | 794,570,000 |
| Total loans | 481,077,000 | 488,548,000 | 487,728,000 | 489,869,000 |
| Allowance for loan losses | 6,239,000 | 6,270,000 | 6,302,000 | 6,373,000 |
| Securities available for sale | 239,189,000 | 237,233,000 | 244,697,000 | 232,569,000 |
| Securities held to maturity | 0 | 0 | 4,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 710,088,000 | 712,929,000 | 748,359,000 | 708,322,000 |
| Interest-bearing deposits | 568,402,000 | 570,031,000 | 607,900,000 | 566,912,000 |
| Noninterest-bearing deposits | 141,686,000 | 142,898,000 | 140,459,000 | 141,410,000 |
| Equity capital | 47,884,000 | 45,660,000 | 53,230,000 | 49,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,193,000 | 16,545,000 | 25,393,000 | 34,327,000 |
| Interest expense | 3,978,000 | 8,128,000 | 12,641,000 | 17,051,000 |
| Net interest income | 4,215,000 | 8,417,000 | 12,752,000 | 17,276,000 |
| Noninterest income | 751,000 | 1,557,000 | 2,404,000 | 3,325,000 |
| Noninterest expense | 4,091,000 | 8,187,000 | 12,071,000 | 16,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 875,000 | 1,787,000 | 3,085,000 | 4,462,000 |
| Income tax | 81,000 | 192,000 | 296,000 | 208,000 |
| Net income | 794,000 | 1,595,000 | 2,789,000 | 4,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,355,000 | 71,570,000 | 72,179,000 | 73,059,000 |
| Total capital | 77,594,000 | 77,840,000 | 78,481,000 | 79,432,000 |
| Risk-weighted assets | 526,201,000 | 529,760,000 | 535,029,000 | 533,883,000 |