Call reports 2023
FCN BANK, NATIONAL ASSOCIATION — 2023
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 751,051,000 | 766,249,000 | 764,617,000 | 791,353,000 |
| Total loans | 442,910,000 | 460,334,000 | 473,970,000 | 481,721,000 |
| Allowance for loan losses | 5,698,000 | 5,802,000 | 6,105,000 | 6,210,000 |
| Securities available for sale | 248,874,000 | 244,020,000 | 229,116,000 | 243,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,686,000 | 671,817,000 | 666,750,000 | 709,994,000 |
| Interest-bearing deposits | 519,799,000 | 525,418,000 | 521,893,000 | 568,231,000 |
| Noninterest-bearing deposits | 156,887,000 | 146,399,000 | 144,857,000 | 141,763,000 |
| Equity capital | 44,915,000 | 43,023,000 | 33,171,000 | 49,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,745,000 | 13,913,000 | 21,659,000 | 29,738,000 |
| Interest expense | 2,052,000 | 4,733,000 | 7,935,000 | 11,722,000 |
| Net interest income | 4,693,000 | 9,180,000 | 13,724,000 | 18,016,000 |
| Noninterest income | 814,000 | 1,634,000 | 2,490,000 | 3,263,000 |
| Noninterest expense | 4,094,000 | 8,159,000 | 12,286,000 | 16,376,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,191,000 | 2,360,000 | 3,558,000 | 4,398,000 |
| Income tax | 61,000 | 142,000 | 233,000 | 117,000 |
| Net income | 1,130,000 | 2,218,000 | 3,325,000 | 4,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,567,000 | 68,996,000 | 69,514,000 | 70,561,000 |
| Total capital | 74,265,000 | 74,798,000 | 75,619,000 | 76,771,000 |
| Risk-weighted assets | 501,484,000 | 512,472,000 | 526,116,000 | 527,215,000 |