Call reports 2022
FCN BANK, NATIONAL ASSOCIATION — 2022
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 716,651,000 | 712,666,000 | 716,721,000 | 754,653,000 |
| Total loans | 343,046,000 | 368,326,000 | 397,763,000 | 430,064,000 |
| Allowance for loan losses | 5,225,000 | 5,228,000 | 5,082,000 | 4,957,000 |
| Securities available for sale | 302,157,000 | 287,917,000 | 258,261,000 | 261,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,314,000 | 633,921,000 | 646,049,000 | 658,287,000 |
| Interest-bearing deposits | 497,768,000 | 489,167,000 | 501,849,000 | 512,437,000 |
| Noninterest-bearing deposits | 150,546,000 | 144,754,000 | 144,200,000 | 145,850,000 |
| Equity capital | 50,023,000 | 38,417,000 | 28,733,000 | 38,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,046,000 | 10,218,000 | 15,986,000 | 22,413,000 |
| Interest expense | 622,000 | 1,222,000 | 2,100,000 | 3,568,000 |
| Net interest income | 4,424,000 | 8,996,000 | 13,886,000 | 18,845,000 |
| Noninterest income | 986,000 | 1,818,000 | 2,701,000 | 3,513,000 |
| Noninterest expense | 3,973,000 | 7,881,000 | 11,904,000 | 16,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,431,000 | 2,919,000 | 4,676,000 | 6,000,000 |
| Income tax | 149,000 | 243,000 | 337,000 | 265,000 |
| Net income | 1,282,000 | 2,676,000 | 4,339,000 | 5,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,355,000 | 66,548,000 | 67,552,000 | 68,069,000 |
| Total capital | 71,580,000 | 71,776,000 | 72,634,000 | 73,026,000 |
| Risk-weighted assets | 424,659,000 | 449,603,000 | 472,255,000 | 498,688,000 |