Call reports 2021
FCN BANK, NATIONAL ASSOCIATION — 2021
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 711,363,000 | 721,099,000 | 724,627,000 | 721,883,000 |
| Total loans | 352,404,000 | 340,990,000 | 343,258,000 | 341,945,000 |
| Allowance for loan losses | 4,890,000 | 4,979,000 | 5,138,000 | 5,201,000 |
| Securities available for sale | 268,181,000 | 311,440,000 | 325,332,000 | 331,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,218,000 | 619,935,000 | 623,449,000 | 625,426,000 |
| Interest-bearing deposits | 465,412,000 | 474,522,000 | 482,187,000 | 487,739,000 |
| Noninterest-bearing deposits | 149,806,000 | 145,413,000 | 141,262,000 | 137,687,000 |
| Equity capital | 72,352,000 | 74,749,000 | 71,306,000 | 72,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,317,000 | 10,417,000 | 15,469,000 | 21,083,000 |
| Interest expense | 765,000 | 1,507,000 | 2,232,000 | 3,080,000 |
| Net interest income | 4,552,000 | 8,910,000 | 13,237,000 | 18,003,000 |
| Noninterest income | 1,731,000 | 3,288,000 | 4,433,000 | 5,686,000 |
| Noninterest expense | 3,453,000 | 6,893,000 | 10,424,000 | 14,394,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,783,000 | 5,198,000 | 7,085,000 | 9,081,000 |
| Income tax | 432,000 | 754,000 | 1,083,000 | 1,153,000 |
| Net income | 2,351,000 | 4,444,000 | 6,002,000 | 7,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,469,000 | 65,633,000 | 63,794,000 | 65,072,000 |
| Total capital | 69,180,000 | 70,435,000 | 68,719,000 | 70,149,000 |
| Risk-weighted assets | 376,678,000 | 383,991,000 | 393,770,000 | 406,025,000 |