Call reports 2019
FCN BANK, NATIONAL ASSOCIATION — 2019
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 446,789,000 | 454,786,000 | 462,907,000 | 472,152,000 |
| Total loans | 260,696,000 | 261,659,000 | 265,289,000 | 268,194,000 |
| Allowance for loan losses | 4,744,000 | 4,748,000 | 3,382,000 | 3,449,000 |
| Securities available for sale | 145,341,000 | 141,390,000 | 153,169,000 | 151,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,808,000 | 384,403,000 | 389,902,000 | 395,916,000 |
| Interest-bearing deposits | 302,969,000 | 302,459,000 | 303,238,000 | 311,170,000 |
| Noninterest-bearing deposits | 81,839,000 | 81,944,000 | 86,664,000 | 84,746,000 |
| Equity capital | 51,084,000 | 53,137,000 | 54,247,000 | 54,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,418,000 | 8,913,000 | 13,491,000 | 18,084,000 |
| Interest expense | 602,000 | 1,296,000 | 2,083,000 | 2,915,000 |
| Net interest income | 3,816,000 | 7,617,000 | 11,408,000 | 15,169,000 |
| Noninterest income | 509,000 | 1,098,000 | 1,718,000 | 2,452,000 |
| Noninterest expense | 2,660,000 | 5,384,000 | 8,077,000 | 10,995,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 1,665,000 | 3,331,000 | 5,012,000 | 6,514,000 |
| Income tax | 305,000 | 610,000 | 921,000 | 1,103,000 |
| Net income | 1,360,000 | 2,721,000 | 4,091,000 | 5,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,963,000 | 48,816,000 | 49,579,000 | 50,141,000 |
| Total capital | 51,430,000 | 52,247,000 | 52,961,000 | 53,590,000 |
| Risk-weighted assets | 276,072,000 | 273,152,000 | 276,641,000 | 286,453,000 |