Call reports 2016
FCN BANK, NATIONAL ASSOCIATION — 2016
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 416,876,000 | 422,901,000 | 430,801,000 | 431,653,000 |
| Total loans | 230,070,000 | 231,084,000 | 234,192,000 | 237,550,000 |
| Allowance for loan losses | 5,039,000 | 5,043,000 | 5,050,000 | 4,822,000 |
| Securities available for sale | 145,445,000 | 150,345,000 | 150,676,000 | 148,272,000 |
| Securities held to maturity | 3,956,000 | 3,956,000 | 3,666,000 | 3,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,984,000 | 369,833,000 | 376,437,000 | 377,356,000 |
| Interest-bearing deposits | 303,555,000 | 310,925,000 | 311,312,000 | 313,490,000 |
| Noninterest-bearing deposits | 61,429,000 | 58,908,000 | 65,125,000 | 63,866,000 |
| Equity capital | 44,335,000 | 45,245,000 | 45,919,000 | 43,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,539,000 | 7,015,000 | 10,476,000 | 14,031,000 |
| Interest expense | 452,000 | 897,000 | 1,347,000 | 1,800,000 |
| Net interest income | 3,087,000 | 6,118,000 | 9,129,000 | 12,231,000 |
| Noninterest income | 447,000 | 914,000 | 1,415,000 | 1,970,000 |
| Noninterest expense | 2,069,000 | 4,192,000 | 6,292,000 | 8,760,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,408,000 | 2,783,000 | 4,195,000 | 5,384,000 |
| Income tax | 415,000 | 801,000 | 1,208,000 | 1,384,000 |
| Net income | 993,000 | 1,982,000 | 2,987,000 | 4,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,433,000 | 41,015,000 | 41,614,000 | 41,822,000 |
| Total capital | 43,423,000 | 44,022,000 | 44,650,000 | 44,981,000 |
| Risk-weighted assets | 237,126,000 | 238,536,000 | 240,887,000 | 251,038,000 |