Call reports 2015
FCN BANK, NATIONAL ASSOCIATION — 2015
What FCN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 409,552,000 | 410,705,000 | 416,049,000 | 415,389,000 |
| Total loans | 216,720,000 | 219,515,000 | 227,821,000 | 231,479,000 |
| Allowance for loan losses | 4,577,000 | 4,753,000 | 4,843,000 | 4,942,000 |
| Securities available for sale | 158,609,000 | 156,680,000 | 152,804,000 | 150,091,000 |
| Securities held to maturity | 3,967,000 | 3,967,000 | 4,112,000 | 4,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,441,000 | 361,215,000 | 360,444,000 | 359,976,000 |
| Interest-bearing deposits | 303,043,000 | 304,781,000 | 299,780,000 | 298,823,000 |
| Noninterest-bearing deposits | 56,398,000 | 56,435,000 | 60,664,000 | 61,153,000 |
| Equity capital | 42,725,000 | 42,291,000 | 43,342,000 | 43,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,386,000 | 6,734,000 | 10,140,000 | 13,606,000 |
| Interest expense | 515,000 | 1,011,000 | 1,493,000 | 1,970,000 |
| Net interest income | 2,871,000 | 5,723,000 | 8,647,000 | 11,636,000 |
| Noninterest income | 384,000 | 840,000 | 1,351,000 | 1,854,000 |
| Noninterest expense | 1,998,000 | 4,021,000 | 6,027,000 | 8,236,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,167,000 | 2,362,000 | 3,707,000 | 4,900,000 |
| Income tax | 323,000 | 668,000 | 993,000 | 1,332,000 |
| Net income | 844,000 | 1,694,000 | 2,714,000 | 3,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,297,000 | 38,756,000 | 39,384,000 | 39,846,000 |
| Total capital | 41,217,000 | 41,716,000 | 42,380,000 | 42,871,000 |
| Risk-weighted assets | 231,927,000 | 234,992,000 | 237,873,000 | 240,108,000 |