Call reports 2015
COLUMBUS JUNCTION STATE BANK — 2015
What COLUMBUS JUNCTION STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 53,987,000 | 52,319,000 | 46,995,000 |
| Total loans | 23,862,000 | 22,723,000 | 21,283,000 |
| Allowance for loan losses | 868,000 | 867,000 | 867,000 |
| Securities available for sale | 24,214,000 | 22,917,000 | 22,467,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 49,782,000 | 48,389,000 | 43,000,000 |
| Interest-bearing deposits | 39,327,000 | 39,352,000 | 34,625,000 |
| Noninterest-bearing deposits | 10,455,000 | 9,037,000 | 8,375,000 |
| Equity capital | 4,074,000 | 3,814,000 | 3,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 456,000 | 895,000 | 1,322,000 |
| Interest expense | 45,000 | 89,000 | 128,000 |
| Net interest income | 411,000 | 806,000 | 1,194,000 |
| Noninterest income | 18,000 | 76,000 | 104,000 |
| Noninterest expense | 452,000 | 913,000 | 1,456,000 |
| Provision for loan losses | 185,000 | 185,000 | 215,000 |
| Pretax income | -190,000 | -198,000 | -355,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -190,000 | -198,000 | -355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 3,926,000 | 3,917,000 | 3,760,000 |
| Total capital | 4,295,000 | 4,266,000 | 4,113,000 |
| Risk-weighted assets | 29,027,000 | 27,427,000 | 27,761,000 |