Call reports 2026
HURON COMMUNITY BANK — 2026
What HURON COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 316,245,000 | 323,308,000 |
| Total loans | 190,864,000 | 198,901,000 |
| Allowance for loan losses | 3,394,000 | 3,484,000 |
| Securities available for sale | 90,778,000 | 85,661,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 272,201,000 | 268,699,000 |
| Interest-bearing deposits | 227,912,000 | 215,766,000 |
| Noninterest-bearing deposits | 44,289,000 | 52,933,000 |
| Equity capital | 25,016,000 | 25,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,890,000 | 7,957,000 |
| Interest expense | 888,000 | 1,958,000 |
| Net interest income | 3,002,000 | 5,999,000 |
| Noninterest income | 230,000 | 475,000 |
| Noninterest expense | 2,586,000 | 5,159,000 |
| Provision for loan losses | 115,000 | 205,000 |
| Pretax income | 531,000 | 1,110,000 |
| Income tax | 62,000 | 141,000 |
| Net income | 469,000 | 969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,446,000 | 29,616,000 |