Call reports 2022
HURON COMMUNITY BANK — 2022
What HURON COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,074,000 | 307,274,000 | 316,411,000 | 316,371,000 |
| Total loans | 135,328,000 | 137,092,000 | 142,215,000 | 144,895,000 |
| Allowance for loan losses | 2,683,000 | 2,683,000 | 2,683,000 | 2,683,000 |
| Securities available for sale | 115,292,000 | 111,735,000 | 113,371,000 | 110,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,754,000 | 271,524,000 | 280,474,000 | 273,741,000 |
| Interest-bearing deposits | 194,727,000 | 199,942,000 | 215,378,000 | 220,783,000 |
| Noninterest-bearing deposits | 67,027,000 | 71,582,000 | 65,096,000 | 52,958,000 |
| Equity capital | 23,324,000 | 19,634,000 | 19,340,000 | 20,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,283,000 | 6,676,000 | 9,400,000 |
| Interest expense | 144,000 | 286,000 | 433,000 | 788,000 |
| Net interest income | 1,984,000 | 3,997,000 | 6,243,000 | 8,612,000 |
| Noninterest income | 402,000 | 658,000 | 953,000 | 1,303,000 |
| Noninterest expense | 1,904,000 | 3,809,000 | 5,708,000 | 7,604,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 482,000 | 846,000 | 1,488,000 | 2,311,000 |
| Income tax | 88,000 | 83,000 | 90,000 | 209,000 |
| Net income | 394,000 | 763,000 | 1,398,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,304,000 | 27,678,000 | 28,320,000 | 29,030,000 |