Call reports 2021
HURON COMMUNITY BANK — 2021
What HURON COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 271,269,000 | 287,194,000 | 316,057,000 | 302,429,000 |
| Total loans | 147,681,000 | 141,132,000 | 134,636,000 | 137,060,000 |
| Allowance for loan losses | 2,548,000 | 2,593,000 | 2,638,000 | 2,683,000 |
| Securities available for sale | 66,295,000 | 85,579,000 | 104,980,000 | 115,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,121,000 | 246,246,000 | 275,823,000 | 263,368,000 |
| Interest-bearing deposits | 163,745,000 | 174,962,000 | 200,724,000 | 192,651,000 |
| Noninterest-bearing deposits | 67,376,000 | 71,284,000 | 75,099,000 | 70,717,000 |
| Equity capital | 28,386,000 | 29,187,000 | 29,674,000 | 26,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 4,604,000 | 6,701,000 | 8,842,000 |
| Interest expense | 140,000 | 276,000 | 415,000 | 559,000 |
| Net interest income | 2,357,000 | 4,328,000 | 6,286,000 | 8,283,000 |
| Noninterest income | 560,000 | 1,069,000 | 1,457,000 | 1,833,000 |
| Noninterest expense | 1,780,000 | 3,511,000 | 5,259,000 | 7,265,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,092,000 | 1,795,000 | 2,385,000 | 2,710,000 |
| Income tax | 222,000 | 278,000 | 368,000 | 394,000 |
| Net income | 870,000 | 1,517,000 | 2,017,000 | 2,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,328,000 | 27,982,000 | 28,489,000 | 26,903,000 |