Call reports 2018
HURON COMMUNITY BANK — 2018
What HURON COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 204,620,000 | 205,613,000 | 224,631,000 | 214,038,000 |
| Total loans | 142,000,000 | 147,985,000 | 142,019,000 | 141,245,000 |
| Allowance for loan losses | 1,886,000 | 1,908,000 | 1,907,000 | 1,818,000 |
| Securities available for sale | 34,968,000 | 30,379,000 | 31,374,000 | 35,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,035,000 | 171,623,000 | 191,751,000 | 180,545,000 |
| Interest-bearing deposits | 129,861,000 | 128,733,000 | 145,370,000 | 137,523,000 |
| Noninterest-bearing deposits | 38,174,000 | 42,890,000 | 46,381,000 | 43,022,000 |
| Equity capital | 23,263,000 | 23,489,000 | 23,922,000 | 24,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 4,034,000 | 6,185,000 | 8,434,000 |
| Interest expense | 132,000 | 310,000 | 490,000 | 688,000 |
| Net interest income | 1,835,000 | 3,724,000 | 5,695,000 | 7,746,000 |
| Noninterest income | 233,000 | 488,000 | 785,000 | 1,021,000 |
| Noninterest expense | 1,583,000 | 3,154,000 | 4,754,000 | 6,304,000 |
| Provision for loan losses | 23,000 | 19,000 | -76,000 | -147,000 |
| Pretax income | 462,000 | 1,039,000 | 1,802,000 | 2,610,000 |
| Income tax | 69,000 | 161,000 | 290,000 | 431,000 |
| Net income | 393,000 | 878,000 | 1,512,000 | 2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,437,000 | 23,681,000 | 24,261,000 | 24,815,000 |
| Total capital | 25,323,000 | 25,589,000 | 26,119,000 | 26,633,000 |
| Risk-weighted assets | 150,951,000 | 154,773,000 | 148,622,000 | 148,332,000 |