Call reports 2017
HURON COMMUNITY BANK — 2017
What HURON COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 196,160,000 | 193,859,000 | 214,637,000 | 199,861,000 |
| Total loans | 142,721,000 | 142,807,000 | 141,599,000 | 136,552,000 |
| Allowance for loan losses | 1,904,000 | 1,934,000 | 1,959,000 | 1,863,000 |
| Securities available for sale | 28,462,000 | 29,822,000 | 29,605,000 | 32,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,171,000 | 160,846,000 | 183,427,000 | 169,007,000 |
| Interest-bearing deposits | 129,532,000 | 120,984,000 | 139,417,000 | 125,958,000 |
| Noninterest-bearing deposits | 37,639,000 | 39,862,000 | 44,010,000 | 43,049,000 |
| Equity capital | 23,274,000 | 23,510,000 | 23,605,000 | 23,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,657,000 | 5,563,000 | 7,531,000 |
| Interest expense | 101,000 | 200,000 | 298,000 | 406,000 |
| Net interest income | 1,704,000 | 3,457,000 | 5,265,000 | 7,125,000 |
| Noninterest income | 293,000 | 556,000 | 870,000 | 1,071,000 |
| Noninterest expense | 1,359,000 | 2,811,000 | 4,239,000 | 5,869,000 |
| Provision for loan losses | 30,000 | 60,000 | 85,000 | -52,000 |
| Pretax income | 608,000 | 1,142,000 | 1,814,000 | 2,382,000 |
| Income tax | 182,000 | 324,000 | 515,000 | 915,000 |
| Net income | 426,000 | 818,000 | 1,299,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,194,000 | 23,283,000 | 23,378,000 | 23,511,000 |
| Total capital | 25,066,000 | 25,163,000 | 25,248,000 | 25,332,000 |
| Risk-weighted assets | 149,723,000 | 150,353,000 | 149,487,000 | 145,599,000 |