Call reports 2009
HURON COMMUNITY BANK — 2009
What HURON COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 181,924,000 | 188,739,000 | 206,170,000 | 195,048,000 |
| Total loans | 152,605,000 | 149,408,000 | 149,189,000 | 149,176,000 |
| Allowance for loan losses | 2,113,000 | 2,244,000 | 1,984,000 | 1,919,000 |
| Securities available for sale | 9,795,000 | 19,773,000 | 29,182,000 | 23,508,000 |
| Securities held to maturity | 6,427,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,483,000 | 144,937,000 | 163,641,000 | 152,835,000 |
| Interest-bearing deposits | 120,351,000 | 121,134,000 | 140,180,000 | 130,032,000 |
| Noninterest-bearing deposits | 20,132,000 | 23,803,000 | 23,461,000 | 22,803,000 |
| Equity capital | 19,615,000 | 19,791,000 | 20,059,000 | 19,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 5,077,000 | 7,531,000 | 9,978,000 |
| Interest expense | 748,000 | 1,482,000 | 2,211,000 | 2,907,000 |
| Net interest income | 1,786,000 | 3,595,000 | 5,320,000 | 7,071,000 |
| Noninterest income | 402,000 | 844,000 | 1,269,000 | 1,472,000 |
| Noninterest expense | 1,448,000 | 2,951,000 | 4,501,000 | 5,927,000 |
| Provision for loan losses | 94,000 | 248,000 | 422,000 | 608,000 |
| Pretax income | 646,000 | 1,240,000 | 1,666,000 | 2,008,000 |
| Income tax | 173,000 | 319,000 | 410,000 | 468,000 |
| Net income | 473,000 | 921,000 | 1,256,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,148,000 | 19,369,000 | 19,517,000 | 19,408,000 |
| Total capital | 20,943,000 | 21,141,000 | 21,305,000 | 21,208,000 |
| Risk-weighted assets | 143,243,000 | 141,280,000 | 142,843,000 | 143,904,000 |
Machine access — free, no API key
Every figure shown here about HURON COMMUNITY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.