Call reports 2026
FINANCE FACTORS, LIMITED — 2026
What FINANCE FACTORS, LIMITED reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 669,428,000 | 683,726,000 |
| Total loans | 458,780,000 | 458,121,000 |
| Allowance for loan losses | 11,574,000 | 11,751,000 |
| Securities available for sale | 99,622,000 | 119,087,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 24,258,000 | 27,924,000 |
| Total deposits | 520,928,000 | 519,280,000 |
| Interest-bearing deposits | 520,225,000 | 518,041,000 |
| Noninterest-bearing deposits | 703,000 | 1,239,000 |
| Equity capital | 77,384,000 | 80,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,376,000 | 16,745,000 |
| Interest expense | 4,241,000 | 8,544,000 |
| Net interest income | 4,135,000 | 8,201,000 |
| Noninterest income | -1,046,000 | 2,989,000 |
| Noninterest expense | 4,209,000 | 8,543,000 |
| Provision for loan losses | 162,000 | 325,000 |
| Pretax income | -1,120,000 | 2,647,000 |
| Income tax | -320,000 | 535,000 |
| Net income | -800,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 79,148,000 | 82,060,000 |
| Total capital | 85,598,000 | 88,700,000 |
| Risk-weighted assets | 509,342,000 | 524,711,000 |