Call reports 2005
PIONEER NATIONAL BANK OF DULUTH, THE — 2005
What PIONEER NATIONAL BANK OF DULUTH, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,414,000 | 70,485,000 | 71,358,000 | 72,669,000 |
| Total loans | 51,699,000 | 54,957,000 | 55,349,000 | 54,915,000 |
| Allowance for loan losses | 674,000 | 676,000 | 676,000 | 675,000 |
| Securities available for sale | 8,359,000 | 7,690,000 | 7,299,000 | 8,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,898,000 | 58,224,000 | 59,917,000 | 61,442,000 |
| Interest-bearing deposits | 49,101,000 | 48,991,000 | 49,953,000 | 50,044,000 |
| Noninterest-bearing deposits | 9,797,000 | 9,233,000 | 9,964,000 | 11,398,000 |
| Equity capital | 6,569,000 | 6,804,000 | 6,920,000 | 6,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,049,000 | 3,155,000 | 4,280,000 |
| Interest expense | 166,000 | 352,000 | 559,000 | 781,000 |
| Net interest income | 825,000 | 1,697,000 | 2,596,000 | 3,499,000 |
| Noninterest income | 82,000 | 148,000 | 212,000 | 278,000 |
| Noninterest expense | 673,000 | 1,320,000 | 1,995,000 | 2,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 528,000 | 816,000 | 1,115,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 233,000 | 527,000 | 814,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,493,000 | 6,670,000 | 6,835,000 | 6,661,000 |
| Total capital | 7,137,000 | 7,346,000 | 7,511,000 | 7,336,000 |
| Risk-weighted assets | 51,517,000 | 55,435,000 | 56,165,000 | 55,863,000 |
Machine access — free, no API key
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