Call reports 2025
MOUND CITY BANK — 2025
What MOUND CITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 505,812,000 | 515,872,000 | 515,811,000 | 544,198,000 |
| Total loans | 395,461,000 | 397,848,000 | 404,164,000 | 419,454,000 |
| Allowance for loan losses | 5,845,000 | 5,855,000 | 5,854,000 | 5,854,000 |
| Securities available for sale | 64,790,000 | 65,533,000 | 75,704,000 | 77,524,000 |
| Securities held to maturity | 1,335,000 | 1,335,000 | 1,335,000 | 1,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,361,000 | 446,497,000 | 438,502,000 | 469,822,000 |
| Interest-bearing deposits | 369,659,000 | 376,859,000 | 365,974,000 | 395,750,000 |
| Noninterest-bearing deposits | 68,702,000 | 69,638,000 | 72,528,000 | 74,072,000 |
| Equity capital | 59,017,000 | 60,851,000 | 63,325,000 | 65,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,763,000 | 11,884,000 | 18,284,000 | 25,137,000 |
| Interest expense | 2,252,000 | 4,369,000 | 6,508,000 | 8,627,000 |
| Net interest income | 3,511,000 | 7,515,000 | 11,776,000 | 16,510,000 |
| Noninterest income | 1,113,000 | 2,160,000 | 3,330,000 | 4,844,000 |
| Noninterest expense | 2,652,000 | 5,827,000 | 8,796,000 | 12,749,000 |
| Provision for loan losses | 7,000 | 14,000 | 19,000 | 25,000 |
| Pretax income | 2,001,000 | 3,877,000 | 6,313,000 | 8,260,000 |
| Income tax | 402,000 | 837,000 | 1,268,000 | 1,521,000 |
| Net income | 1,599,000 | 3,040,000 | 5,045,000 | 6,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,204,000 | 64,545,000 | 66,350,000 | 67,744,000 |
| Total capital | 68,096,000 | 69,506,000 | 71,450,000 | 72,956,000 |
| Risk-weighted assets | 390,226,000 | 395,836,000 | 407,080,000 | 416,123,000 |