Call reports 2024
MOUND CITY BANK — 2024
What MOUND CITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 483,655,000 | 498,742,000 | 503,612,000 | 499,992,000 |
| Total loans | 379,562,000 | 385,664,000 | 391,206,000 | 391,540,000 |
| Allowance for loan losses | 5,825,000 | 5,822,000 | 5,826,000 | 5,845,000 |
| Securities available for sale | 62,506,000 | 62,946,000 | 65,128,000 | 64,472,000 |
| Securities held to maturity | 1,370,000 | 1,370,000 | 1,335,000 | 1,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,529,000 | 425,643,000 | 431,239,000 | 434,725,000 |
| Interest-bearing deposits | 362,892,000 | 362,603,000 | 367,938,000 | 368,982,000 |
| Noninterest-bearing deposits | 58,637,000 | 63,040,000 | 63,301,000 | 65,743,000 |
| Equity capital | 54,064,000 | 54,661,000 | 57,505,000 | 56,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,297,000 | 10,738,000 | 16,447,000 | 22,231,000 |
| Interest expense | 2,405,000 | 4,839,000 | 7,362,000 | 9,697,000 |
| Net interest income | 2,892,000 | 5,899,000 | 9,085,000 | 12,534,000 |
| Noninterest income | 877,000 | 1,856,000 | 2,957,000 | 4,209,000 |
| Noninterest expense | 2,508,000 | 5,465,000 | 8,267,000 | 11,611,000 |
| Provision for loan losses | -8,000 | -7,000 | -3,000 | 31,000 |
| Pretax income | 1,314,000 | 2,335,000 | 3,821,000 | 5,179,000 |
| Income tax | 281,000 | 469,000 | 741,000 | 1,004,000 |
| Net income | 1,033,000 | 1,866,000 | 3,080,000 | 4,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,263,000 | 59,996,000 | 61,110,000 | 61,805,000 |
| Total capital | 63,917,000 | 64,733,000 | 66,008,000 | 66,697,000 |
| Risk-weighted assets | 370,921,000 | 377,686,000 | 390,712,000 | 390,202,000 |