Call reports 2023
MOUND CITY BANK — 2023
What MOUND CITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 462,078,000 | 462,032,000 | 460,123,000 | 470,975,000 |
| Total loans | 360,759,000 | 361,794,000 | 361,003,000 | 376,760,000 |
| Allowance for loan losses | 5,827,000 | 5,824,000 | 5,825,000 | 5,841,000 |
| Securities available for sale | 64,795,000 | 61,720,000 | 58,556,000 | 63,011,000 |
| Securities held to maturity | 2,370,000 | 2,370,000 | 2,370,000 | 1,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,321,000 | 397,595,000 | 401,095,000 | 409,680,000 |
| Interest-bearing deposits | 331,105,000 | 331,523,000 | 334,096,000 | 346,532,000 |
| Noninterest-bearing deposits | 62,216,000 | 66,072,000 | 66,999,000 | 63,148,000 |
| Equity capital | 50,884,000 | 51,255,000 | 50,422,000 | 53,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,429,000 | 9,071,000 | 13,857,000 | 18,805,000 |
| Interest expense | 1,491,000 | 3,161,000 | 4,972,000 | 7,015,000 |
| Net interest income | 2,938,000 | 5,910,000 | 8,885,000 | 11,790,000 |
| Noninterest income | 805,000 | 1,689,000 | 2,629,000 | 3,727,000 |
| Noninterest expense | 2,372,000 | 5,129,000 | 7,746,000 | 10,790,000 |
| Provision for loan losses | 6,000 | 5,000 | 12,000 | 46,000 |
| Pretax income | 1,448,000 | 2,556,000 | 3,771,000 | 4,646,000 |
| Income tax | 361,000 | 626,000 | 880,000 | 841,000 |
| Net income | 1,087,000 | 1,930,000 | 2,891,000 | 3,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,312,000 | 57,055,000 | 57,916,000 | 58,430,000 |
| Total capital | 60,836,000 | 61,601,000 | 62,462,000 | 63,067,000 |
| Risk-weighted assets | 360,334,000 | 362,176,000 | 362,212,000 | 369,571,000 |