Call reports 2022
MOUND CITY BANK — 2022
What MOUND CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 443,486,000 | 439,362,000 | 449,188,000 | 471,862,000 |
| Total loans | 323,018,000 | 327,059,000 | 346,423,000 | 368,023,000 |
| Allowance for loan losses | 6,070,000 | 6,071,000 | 6,073,000 | 6,071,000 |
| Securities available for sale | 76,343,000 | 71,906,000 | 63,282,000 | 65,005,000 |
| Securities held to maturity | 2,370,000 | 2,370,000 | 2,370,000 | 2,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,785,000 | 383,262,000 | 376,650,000 | 395,302,000 |
| Interest-bearing deposits | 324,053,000 | 319,326,000 | 310,660,000 | 327,811,000 |
| Noninterest-bearing deposits | 62,732,000 | 63,936,000 | 65,990,000 | 67,491,000 |
| Equity capital | 49,446,000 | 48,632,000 | 47,784,000 | 49,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,478,000 | 7,142,000 | 11,078,000 | 15,255,000 |
| Interest expense | 328,000 | 654,000 | 1,185,000 | 2,251,000 |
| Net interest income | 3,150,000 | 6,488,000 | 9,893,000 | 13,004,000 |
| Noninterest income | 945,000 | 1,825,000 | 2,623,000 | 3,681,000 |
| Noninterest expense | 2,263,000 | 4,604,000 | 7,297,000 | 10,046,000 |
| Provision for loan losses | 8,000 | 9,000 | 12,000 | 14,000 |
| Pretax income | 1,842,000 | 3,708,000 | 5,204,000 | 6,633,000 |
| Income tax | 474,000 | 952,000 | 1,328,000 | 1,698,000 |
| Net income | 1,368,000 | 2,756,000 | 3,876,000 | 4,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,488,000 | 53,776,000 | 54,796,000 | 55,425,000 |
| Total capital | 56,641,000 | 58,152,000 | 59,277,000 | 60,042,000 |
| Risk-weighted assets | 330,324,000 | 348,403,000 | 356,860,000 | 367,925,000 |