Call reports 2020
MOUND CITY BANK — 2020
What MOUND CITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 386,926,000 | 412,192,000 | 421,450,000 | 420,173,000 |
| Total loans | 289,489,000 | 297,614,000 | 295,024,000 | 296,728,000 |
| Allowance for loan losses | 4,989,000 | 5,094,000 | 5,493,000 | 5,809,000 |
| Securities available for sale | 41,344,000 | 47,805,000 | 59,281,000 | 72,348,000 |
| Securities held to maturity | 3,230,000 | 2,830,000 | 2,830,000 | 2,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,339,000 | 341,960,000 | 349,812,000 | 358,138,000 |
| Interest-bearing deposits | 282,394,000 | 292,740,000 | 299,535,000 | 297,442,000 |
| Noninterest-bearing deposits | 39,945,000 | 49,220,000 | 50,277,000 | 60,696,000 |
| Equity capital | 43,681,000 | 45,912,000 | 47,142,000 | 47,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,817,000 | 7,935,000 | 11,577,000 | 14,976,000 |
| Interest expense | 1,002,000 | 1,813,000 | 2,515,000 | 3,134,000 |
| Net interest income | 2,815,000 | 6,122,000 | 9,062,000 | 11,842,000 |
| Noninterest income | 1,029,000 | 2,665,000 | 4,361,000 | 7,583,000 |
| Noninterest expense | 2,277,000 | 4,551,000 | 6,975,000 | 11,713,000 |
| Provision for loan losses | 117,000 | 233,000 | 659,000 | 987,000 |
| Pretax income | 1,429,000 | 3,964,000 | 5,751,000 | 6,696,000 |
| Income tax | 366,000 | 1,035,000 | 1,495,000 | 1,721,000 |
| Net income | 1,063,000 | 2,929,000 | 4,256,000 | 4,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,667,000 | 44,433,000 | 45,661,000 | 46,149,000 |
| Total capital | 46,183,000 | 47,994,000 | 49,386,000 | 49,816,000 |
| Risk-weighted assets | 279,847,000 | 283,385,000 | 296,247,000 | 291,224,000 |