Call reports 2016
MOUND CITY BANK — 2016
What MOUND CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 314,340,000 | 321,438,000 | 330,387,000 | 329,788,000 |
| Total loans | 255,605,000 | 260,058,000 | 269,035,000 | 266,683,000 |
| Allowance for loan losses | 3,217,000 | 3,300,000 | 3,380,000 | 3,388,000 |
| Securities available for sale | 34,684,000 | 34,487,000 | 34,528,000 | 33,984,000 |
| Securities held to maturity | 3,300,000 | 3,300,000 | 3,300,000 | 3,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,875,000 | 266,998,000 | 270,157,000 | 276,880,000 |
| Interest-bearing deposits | 228,957,000 | 227,373,000 | 227,791,000 | 230,993,000 |
| Noninterest-bearing deposits | 35,918,000 | 39,625,000 | 42,366,000 | 45,887,000 |
| Equity capital | 30,158,000 | 30,906,000 | 31,745,000 | 32,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,066,000 | 6,228,000 | 9,442,000 | 12,663,000 |
| Interest expense | 438,000 | 900,000 | 1,389,000 | 1,888,000 |
| Net interest income | 2,628,000 | 5,328,000 | 8,053,000 | 10,775,000 |
| Noninterest income | 622,000 | 1,339,000 | 2,095,000 | 3,039,000 |
| Noninterest expense | 1,981,000 | 3,989,000 | 6,021,000 | 8,115,000 |
| Provision for loan losses | 74,000 | 150,000 | 231,000 | 309,000 |
| Pretax income | 1,195,000 | 2,528,000 | 3,896,000 | 5,390,000 |
| Income tax | 423,000 | 901,000 | 1,394,000 | 1,936,000 |
| Net income | 772,000 | 1,627,000 | 2,502,000 | 3,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,897,000 | 30,652,000 | 31,527,000 | 32,159,000 |
| Total capital | 33,046,000 | 33,860,000 | 34,822,000 | 35,481,000 |
| Risk-weighted assets | 251,834,000 | 256,530,000 | 263,555,000 | 265,699,000 |