Call reports 2015
MOUND CITY BANK — 2015
What MOUND CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 298,090,000 | 295,322,000 | 299,553,000 | 310,551,000 |
| Total loans | 238,989,000 | 237,909,000 | 243,729,000 | 252,192,000 |
| Allowance for loan losses | 2,526,000 | 2,879,000 | 3,033,000 | 3,150,000 |
| Securities available for sale | 31,987,000 | 32,212,000 | 32,243,000 | 34,080,000 |
| Securities held to maturity | 3,300,000 | 3,300,000 | 3,300,000 | 3,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,499,000 | 246,731,000 | 251,140,000 | 258,053,000 |
| Interest-bearing deposits | 212,638,000 | 209,606,000 | 211,727,000 | 215,957,000 |
| Noninterest-bearing deposits | 34,861,000 | 37,125,000 | 39,413,000 | 42,096,000 |
| Equity capital | 28,115,000 | 28,593,000 | 28,951,000 | 29,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,787,000 | 8,774,000 | 11,840,000 |
| Interest expense | 435,000 | 882,000 | 1,328,000 | 1,759,000 |
| Net interest income | 2,411,000 | 4,905,000 | 7,446,000 | 10,081,000 |
| Noninterest income | 666,000 | 1,328,000 | 2,031,000 | 2,878,000 |
| Noninterest expense | 1,828,000 | 3,772,000 | 5,716,000 | 7,849,000 |
| Provision for loan losses | 124,000 | 246,000 | 369,000 | 484,000 |
| Pretax income | 1,125,000 | 2,215,000 | 3,392,000 | 4,626,000 |
| Income tax | 402,000 | 789,000 | 1,211,000 | 1,647,000 |
| Net income | 723,000 | 1,426,000 | 2,181,000 | 2,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,769,000 | 28,372,000 | 28,677,000 | 29,125,000 |
| Total capital | 30,295,000 | 31,251,000 | 31,701,000 | 32,219,000 |
| Risk-weighted assets | 234,554,000 | 234,827,000 | 241,887,000 | 247,440,000 |