Call reports 2014
MOUND CITY BANK — 2014
What MOUND CITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 271,086,000 | 274,582,000 | 280,538,000 | 287,991,000 |
| Total loans | 212,663,000 | 216,694,000 | 224,986,000 | 229,135,000 |
| Allowance for loan losses | 2,757,000 | 2,873,000 | 2,818,000 | 2,400,000 |
| Securities available for sale | 30,309,000 | 31,330,000 | 31,877,000 | 31,642,000 |
| Securities held to maturity | 3,300,000 | 3,300,000 | 3,300,000 | 3,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,837,000 | 233,150,000 | 241,105,000 | 240,659,000 |
| Interest-bearing deposits | 202,152,000 | 199,603,000 | 206,913,000 | 201,655,000 |
| Noninterest-bearing deposits | 31,685,000 | 33,547,000 | 34,192,000 | 39,004,000 |
| Equity capital | 26,398,000 | 27,049,000 | 27,720,000 | 27,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,723,000 | 5,613,000 | 8,405,000 | 11,244,000 |
| Interest expense | 442,000 | 859,000 | 1,285,000 | 1,717,000 |
| Net interest income | 2,281,000 | 4,754,000 | 7,120,000 | 9,527,000 |
| Noninterest income | 552,000 | 1,164,000 | 1,767,000 | 2,377,000 |
| Noninterest expense | 1,747,000 | 3,628,000 | 5,392,000 | 7,403,000 |
| Provision for loan losses | 123,000 | 237,000 | 352,000 | 473,000 |
| Pretax income | 963,000 | 2,053,000 | 3,143,000 | 4,028,000 |
| Income tax | 334,000 | 718,000 | 1,105,000 | 1,410,000 |
| Net income | 629,000 | 1,335,000 | 2,038,000 | 2,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,207,000 | 26,813,000 | 27,516,000 | 27,046,000 |
| Total capital | 28,894,000 | 29,518,000 | 30,330,000 | 29,446,000 |
| Risk-weighted assets | 214,873,000 | 216,257,000 | 225,097,000 | 227,960,000 |