Call reports 2025
CENTRAL BANK — 2025
What CENTRAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,024,344,000 | 2,045,237,000 | 2,059,593,000 | 2,051,229,000 |
| Total loans | 1,322,793,000 | 1,355,644,000 | 1,401,100,000 | 1,367,370,000 |
| Allowance for loan losses | 40,258,000 | 41,499,000 | 43,333,000 | 43,720,000 |
| Securities available for sale | 588,719,000 | 561,634,000 | 548,731,000 | 551,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,627,800,000 | 1,648,278,000 | 1,698,896,000 | 1,682,249,000 |
| Interest-bearing deposits | 1,093,156,000 | 1,112,041,000 | 1,161,018,000 | 1,168,540,000 |
| Noninterest-bearing deposits | 534,644,000 | 536,237,000 | 537,878,000 | 513,709,000 |
| Equity capital | 276,923,000 | 284,967,000 | 298,349,000 | 308,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,036,000 | 63,411,000 | 96,802,000 | 130,850,000 |
| Interest expense | 8,345,000 | 16,680,000 | 25,161,000 | 33,648,000 |
| Net interest income | 22,691,000 | 46,731,000 | 71,641,000 | 97,202,000 |
| Noninterest income | 2,553,000 | 5,130,000 | 7,465,000 | 10,897,000 |
| Noninterest expense | 13,406,000 | 27,074,000 | 40,292,000 | 55,633,000 |
| Provision for loan losses | 600,000 | 2,000,000 | 4,025,000 | 4,625,000 |
| Pretax income | 11,448,000 | 23,085,000 | 35,003,000 | 48,065,000 |
| Income tax | 2,922,000 | 5,843,000 | 8,711,000 | 11,822,000 |
| Net income | 8,526,000 | 17,242,000 | 26,292,000 | 36,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,523,000 | 299,321,000 | 306,941,000 | 316,131,000 |