Call reports 2019
CENTRAL BANK — 2019
What CENTRAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,105,209,000 | 1,149,652,000 | 1,194,874,000 | 1,195,612,000 |
| Total loans | 730,963,000 | 749,007,000 | 777,682,000 | 774,388,000 |
| Allowance for loan losses | 20,998,000 | 21,668,000 | 22,557,000 | 23,431,000 |
| Securities available for sale | 261,825,000 | 274,743,000 | 292,745,000 | 312,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 856,208,000 | 861,652,000 | 923,801,000 | 930,334,000 |
| Interest-bearing deposits | 545,914,000 | 537,284,000 | 577,000,000 | 599,431,000 |
| Noninterest-bearing deposits | 310,294,000 | 324,368,000 | 346,801,000 | 330,903,000 |
| Equity capital | 182,404,000 | 189,431,000 | 195,358,000 | 198,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,329,000 | 31,575,000 | 48,412,000 | 64,398,000 |
| Interest expense | 1,148,000 | 2,423,000 | 3,801,000 | 5,255,000 |
| Net interest income | 14,181,000 | 29,152,000 | 44,611,000 | 59,143,000 |
| Noninterest income | 2,451,000 | 4,940,000 | 7,553,000 | 10,202,000 |
| Noninterest expense | 8,913,000 | 17,919,000 | 27,064,000 | 35,958,000 |
| Provision for loan losses | 675,000 | 1,325,000 | 2,225,000 | 2,475,000 |
| Pretax income | 7,044,000 | 14,848,000 | 22,875,000 | 30,912,000 |
| Income tax | 1,577,000 | 3,473,000 | 5,359,000 | 7,352,000 |
| Net income | 5,467,000 | 11,375,000 | 17,516,000 | 23,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,671,000 | 187,593,000 | 193,431,000 | 196,044,000 |
| Total capital | 192,989,000 | 198,235,000 | 204,508,000 | 207,039,000 |
| Risk-weighted assets | 814,297,000 | 839,831,000 | 874,175,000 | 866,610,000 |