Call reports 2016
CENTRAL BANK — 2016
What CENTRAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 905,344,000 | 917,749,000 | 989,418,000 | 978,274,000 |
| Total loans | 477,087,000 | 492,361,000 | 515,265,000 | 540,712,000 |
| Allowance for loan losses | 12,139,000 | 12,609,000 | 10,905,000 | 10,511,000 |
| Securities available for sale | 331,620,000 | 339,545,000 | 357,698,000 | 359,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,720,000 | 704,300,000 | 753,882,000 | 753,509,000 |
| Interest-bearing deposits | 465,573,000 | 465,214,000 | 475,108,000 | 490,416,000 |
| Noninterest-bearing deposits | 238,147,000 | 239,086,000 | 278,774,000 | 263,093,000 |
| Equity capital | 143,090,000 | 146,085,000 | 149,203,000 | 148,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,947,000 | 20,169,000 | 31,028,000 | 42,484,000 |
| Interest expense | 570,000 | 1,161,000 | 1,697,000 | 2,272,000 |
| Net interest income | 9,377,000 | 19,008,000 | 29,331,000 | 40,212,000 |
| Noninterest income | 1,958,000 | 4,053,000 | 6,152,000 | 8,762,000 |
| Noninterest expense | 6,058,000 | 12,286,000 | 18,460,000 | 25,302,000 |
| Provision for loan losses | 500,000 | 700,000 | 1,200,000 | 2,400,000 |
| Pretax income | 4,843,000 | 10,276,000 | 16,023,000 | 21,271,000 |
| Income tax | 1,517,000 | 3,342,000 | 5,467,000 | 7,410,000 |
| Net income | 3,326,000 | 6,934,000 | 10,556,000 | 13,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,363,000 | 142,929,000 | 146,250,000 | 148,816,000 |
| Total capital | 147,817,000 | 150,533,000 | 154,320,000 | 157,022,000 |
| Risk-weighted assets | 591,132,000 | 602,784,000 | 642,270,000 | 653,650,000 |