Call reports 2015
CENTRAL BANK — 2015
What CENTRAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 840,022,000 | 848,590,000 | 869,434,000 | 889,865,000 |
| Total loans | 467,859,000 | 490,143,000 | 478,026,000 | 478,111,000 |
| Allowance for loan losses | 11,184,000 | 11,271,000 | 12,011,000 | 12,641,000 |
| Securities available for sale | 274,748,000 | 279,065,000 | 288,215,000 | 310,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,086,000 | 648,830,000 | 667,942,000 | 681,108,000 |
| Interest-bearing deposits | 622,235,000 | 612,179,000 | 632,236,000 | 458,144,000 |
| Noninterest-bearing deposits | 29,851,000 | 36,651,000 | 35,706,000 | 222,964,000 |
| Equity capital | 131,423,000 | 133,910,000 | 137,263,000 | 139,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,324,000 | 19,029,000 | 29,023,000 | 38,436,000 |
| Interest expense | 592,000 | 1,158,000 | 1,733,000 | 2,310,000 |
| Net interest income | 8,732,000 | 17,871,000 | 27,290,000 | 36,126,000 |
| Noninterest income | 2,077,000 | 4,665,000 | 7,095,000 | 9,417,000 |
| Noninterest expense | 5,867,000 | 11,784,000 | 17,589,000 | 23,546,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,700,000 | 2,350,000 |
| Pretax income | 4,618,000 | 9,986,000 | 15,130,000 | 19,740,000 |
| Income tax | 1,404,000 | 3,272,000 | 4,976,000 | 6,653,000 |
| Net income | 3,214,000 | 6,714,000 | 10,154,000 | 13,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,006,000 | 131,671,000 | 134,811,000 | 137,036,000 |
| Total capital | 134,605,000 | 139,415,000 | 142,333,000 | 144,483,000 |
| Risk-weighted assets | 603,833,000 | 615,438,000 | 596,735,000 | 590,029,000 |