Call reports 2014
CENTRAL BANK — 2014
What CENTRAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 756,472,000 | 760,840,000 | 794,556,000 | 798,504,000 |
| Total loans | 407,796,000 | 426,446,000 | 428,382,000 | 446,788,000 |
| Allowance for loan losses | 11,370,000 | 11,634,000 | 11,858,000 | 12,012,000 |
| Securities available for sale | 249,286,000 | 249,171,000 | 263,964,000 | 285,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,210,000 | 588,993,000 | 613,062,000 | 625,604,000 |
| Interest-bearing deposits | 549,946,000 | 560,480,000 | 581,263,000 | 578,672,000 |
| Noninterest-bearing deposits | 30,264,000 | 28,513,000 | 31,799,000 | 46,932,000 |
| Equity capital | 119,402,000 | 122,819,000 | 126,144,000 | 128,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,934,000 | 16,777,000 | 25,542,000 | 34,410,000 |
| Interest expense | 595,000 | 1,197,000 | 1,816,000 | 2,440,000 |
| Net interest income | 7,339,000 | 15,580,000 | 23,726,000 | 31,970,000 |
| Noninterest income | 2,194,000 | 4,626,000 | 7,567,000 | 9,961,000 |
| Noninterest expense | 5,902,000 | 11,554,000 | 17,020,000 | 22,522,000 |
| Provision for loan losses | 50,000 | 350,000 | 600,000 | 800,000 |
| Pretax income | 3,535,000 | 8,256,000 | 13,627,000 | 18,563,000 |
| Income tax | 1,093,000 | 2,559,000 | 4,448,000 | 6,330,000 |
| Net income | 2,442,000 | 5,697,000 | 9,179,000 | 12,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,118,000 | 120,000,000 | 123,282,000 | 125,664,000 |
| Total capital | 123,538,000 | 126,611,000 | 129,970,000 | 132,254,000 |
| Risk-weighted assets | 508,636,000 | 523,820,000 | 529,860,000 | 521,767,000 |