Call reports 2013
CENTRAL BANK — 2013
What CENTRAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 734,573,000 | 712,239,000 | 730,228,000 | 740,046,000 |
| Total loans | 368,097,000 | 374,219,000 | 387,114,000 | 400,941,000 |
| Allowance for loan losses | 11,071,000 | 11,006,000 | 11,069,000 | 11,334,000 |
| Securities available for sale | 217,209,000 | 234,828,000 | 233,192,000 | 252,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,582,000 | 545,453,000 | 561,307,000 | 570,326,000 |
| Interest-bearing deposits | 528,244,000 | 515,917,000 | 531,543,000 | 551,226,000 |
| Noninterest-bearing deposits | 38,338,000 | 29,536,000 | 29,764,000 | 19,100,000 |
| Equity capital | 112,191,000 | 112,574,000 | 115,057,000 | 118,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,410,000 | 15,003,000 | 22,612,000 | 30,706,000 |
| Interest expense | 703,000 | 1,336,000 | 1,972,000 | 2,594,000 |
| Net interest income | 6,707,000 | 13,667,000 | 20,640,000 | 28,112,000 |
| Noninterest income | 2,472,000 | 4,964,000 | 7,224,000 | 9,867,000 |
| Noninterest expense | 5,965,000 | 11,096,000 | 16,390,000 | 22,081,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 300,000 |
| Pretax income | 3,214,000 | 7,535,000 | 11,287,000 | 15,209,000 |
| Income tax | 720,000 | 2,429,000 | 3,455,000 | 4,952,000 |
| Net income | 2,494,000 | 5,106,000 | 7,832,000 | 10,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,317,000 | 111,076,000 | 113,802,000 | 115,876,000 |
| Total capital | 115,297,000 | 117,055,000 | 119,995,000 | 122,149,000 |
| Risk-weighted assets | 473,343,000 | 473,261,000 | 490,598,000 | 496,787,000 |