Call reports 2012
CENTRAL BANK — 2012
What CENTRAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 677,215,000 | 688,725,000 | 701,456,000 | 709,913,000 |
| Total loans | 367,171,000 | 375,713,000 | 386,140,000 | 379,223,000 |
| Allowance for loan losses | 12,592,000 | 12,089,000 | 11,892,000 | 11,142,000 |
| Securities available for sale | 192,566,000 | 178,714,000 | 200,999,000 | 206,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,803,000 | 522,380,000 | 532,479,000 | 542,121,000 |
| Interest-bearing deposits | 485,603,000 | 479,942,000 | 508,494,000 | 512,483,000 |
| Noninterest-bearing deposits | 34,200,000 | 42,438,000 | 23,985,000 | 29,638,000 |
| Equity capital | 106,526,000 | 107,628,000 | 109,212,000 | 109,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,791,000 | 15,736,000 | 23,818,000 | 30,715,000 |
| Interest expense | 805,000 | 1,578,000 | 2,355,000 | 3,094,000 |
| Net interest income | 6,986,000 | 14,158,000 | 21,463,000 | 27,621,000 |
| Noninterest income | 1,402,000 | 1,422,000 | 1,672,000 | 2,975,000 |
| Noninterest expense | 5,884,000 | 11,334,000 | 16,625,000 | 22,185,000 |
| Provision for loan losses | 800,000 | 1,000,000 | 1,000,000 | 500,000 |
| Pretax income | 1,855,000 | 4,178,000 | 6,526,000 | 9,100,000 |
| Income tax | 559,000 | 1,397,000 | 2,161,000 | 2,670,000 |
| Net income | 1,296,000 | 2,781,000 | 4,365,000 | 6,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,048,000 | 104,204,000 | 105,788,000 | 106,823,000 |
| Total capital | 109,192,000 | 110,347,000 | 111,923,000 | 112,883,000 |
| Risk-weighted assets | 485,109,000 | 485,475,000 | 485,032,000 | 479,707,000 |