Call reports 2010
CENTRAL BANK — 2010
What CENTRAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 642,252,000 | 631,865,000 | 638,889,000 | 632,555,000 |
| Total loans | 380,699,000 | 370,941,000 | 365,870,000 | 363,831,000 |
| Allowance for loan losses | 11,427,000 | 10,803,000 | 9,735,000 | 10,398,000 |
| Securities available for sale | 146,453,000 | 152,446,000 | 172,325,000 | 179,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,920,000 | 481,464,000 | 485,094,000 | 486,775,000 |
| Interest-bearing deposits | 445,726,000 | 435,570,000 | 442,301,000 | 435,887,000 |
| Noninterest-bearing deposits | 44,194,000 | 45,894,000 | 42,793,000 | 50,888,000 |
| Equity capital | 99,477,000 | 99,769,000 | 102,163,000 | 100,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,413,000 | 14,757,000 | 22,581,000 | 30,463,000 |
| Interest expense | 1,514,000 | 2,969,000 | 4,355,000 | 5,631,000 |
| Net interest income | 5,899,000 | 11,788,000 | 18,226,000 | 24,832,000 |
| Noninterest income | 1,066,000 | 3,290,000 | 5,330,000 | 6,089,000 |
| Noninterest expense | 5,251,000 | 10,695,000 | 16,546,000 | 21,884,000 |
| Provision for loan losses | 1,100,000 | 2,900,000 | 4,000,000 | 6,125,000 |
| Pretax income | 855,000 | 1,997,000 | 3,589,000 | 3,491,000 |
| Income tax | 33,000 | 345,000 | 794,000 | 510,000 |
| Net income | 822,000 | 1,652,000 | 2,795,000 | 2,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,831,000 | 97,354,000 | 98,497,000 | 98,374,000 |
| Total capital | 102,911,000 | 103,315,000 | 104,474,000 | 104,386,000 |
| Risk-weighted assets | 481,044,000 | 472,054,000 | 474,426,000 | 476,572,000 |