Call reports 2009
CENTRAL BANK — 2009
What CENTRAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 611,986,000 | 599,389,000 | 627,276,000 | 627,595,000 |
| Total loans | 412,525,000 | 402,342,000 | 391,968,000 | 380,054,000 |
| Allowance for loan losses | 13,572,000 | 12,044,000 | 11,000,000 | 10,775,000 |
| Securities available for sale | 118,723,000 | 117,621,000 | 139,076,000 | 138,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,419,000 | 462,743,000 | 480,909,000 | 484,811,000 |
| Interest-bearing deposits | 439,748,000 | 420,565,000 | 437,929,000 | 436,983,000 |
| Noninterest-bearing deposits | 27,671,000 | 42,178,000 | 42,980,000 | 47,828,000 |
| Equity capital | 99,266,000 | 96,921,000 | 99,310,000 | 98,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,214,000 | 17,106,000 | 25,056,000 | 32,716,000 |
| Interest expense | 2,223,000 | 4,270,000 | 6,174,000 | 7,799,000 |
| Net interest income | 5,991,000 | 12,836,000 | 18,882,000 | 24,917,000 |
| Noninterest income | 2,684,000 | 5,422,000 | 8,055,000 | 7,760,000 |
| Noninterest expense | 5,593,000 | 11,520,000 | 16,743,000 | 21,384,000 |
| Provision for loan losses | 4,971,000 | 10,857,000 | 12,257,000 | 14,238,000 |
| Pretax income | -1,697,000 | -3,699,000 | -1,643,000 | -584,000 |
| Income tax | -594,000 | -2,791,000 | -2,264,000 | -2,740,000 |
| Net income | -1,103,000 | -908,000 | 621,000 | 2,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,663,000 | 93,956,000 | 95,485,000 | 96,010,000 |
| Total capital | 101,902,000 | 100,066,000 | 101,609,000 | 102,047,000 |
| Risk-weighted assets | 491,776,000 | 482,845,000 | 485,077,000 | 478,219,000 |