Call reports 2007
CENTRAL BANK — 2007
What CENTRAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 563,633,000 | 562,708,000 | 592,599,000 | 598,051,000 |
| Total loans | 378,556,000 | 392,114,000 | 408,115,000 | 423,176,000 |
| Allowance for loan losses | 5,195,000 | 5,648,000 | 6,236,000 | 6,582,000 |
| Securities available for sale | 150,422,000 | 125,369,000 | 132,470,000 | 136,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,522,000 | 418,172,000 | 448,799,000 | 445,785,000 |
| Interest-bearing deposits | 321,440,000 | 341,647,000 | 376,890,000 | 373,880,000 |
| Noninterest-bearing deposits | 79,082,000 | 76,525,000 | 71,909,000 | 71,905,000 |
| Equity capital | 98,708,000 | 100,705,000 | 104,034,000 | 108,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,137,000 | 24,605,000 | 37,334,000 | 50,165,000 |
| Interest expense | 2,921,000 | 5,987,000 | 9,301,000 | 12,820,000 |
| Net interest income | 9,216,000 | 18,618,000 | 28,033,000 | 37,345,000 |
| Noninterest income | 2,977,000 | 5,820,000 | 8,729,000 | 11,642,000 |
| Noninterest expense | 4,714,000 | 9,760,000 | 14,725,000 | 19,791,000 |
| Provision for loan losses | 600,000 | 1,050,000 | 1,650,000 | 2,250,000 |
| Pretax income | 6,691,000 | 13,266,000 | 19,894,000 | 26,435,000 |
| Income tax | 2,324,000 | 4,846,000 | 7,114,000 | 9,582,000 |
| Net income | 4,367,000 | 8,420,000 | 12,780,000 | 16,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,828,000 | 100,624,000 | 102,782,000 | 106,407,000 |
| Total capital | 103,023,000 | 106,239,000 | 108,599,000 | 112,292,000 |
| Risk-weighted assets | 446,774,000 | 449,130,000 | 464,933,000 | 476,711,000 |
Machine access — free, no API key
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