Call reports 2005
CENTRAL BANK — 2005
What CENTRAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 417,650,000 | 435,373,000 | 452,902,000 | 474,254,000 |
| Total loans | 256,454,000 | 262,908,000 | 281,104,000 | 294,242,000 |
| Allowance for loan losses | 2,624,000 | 2,970,000 | 3,338,000 | 3,235,000 |
| Securities available for sale | 101,808,000 | 110,750,000 | 125,662,000 | 127,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,725,000 | 328,728,000 | 346,523,000 | 354,948,000 |
| Interest-bearing deposits | 263,846,000 | 279,009,000 | 283,692,000 | 283,479,000 |
| Noninterest-bearing deposits | 49,879,000 | 49,719,000 | 62,831,000 | 71,469,000 |
| Equity capital | 74,417,000 | 76,514,000 | 79,170,000 | 80,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,661,000 | 13,923,000 | 21,838,000 | 30,602,000 |
| Interest expense | 943,000 | 2,044,000 | 3,371,000 | 5,016,000 |
| Net interest income | 5,718,000 | 11,879,000 | 18,467,000 | 25,586,000 |
| Noninterest income | 3,100,000 | 6,186,000 | 9,266,000 | 12,350,000 |
| Noninterest expense | 4,472,000 | 8,974,000 | 13,331,000 | 18,178,000 |
| Provision for loan losses | 450,000 | 830,000 | 1,280,000 | 2,280,000 |
| Pretax income | 3,798,000 | 7,985,000 | 12,740,000 | 16,849,000 |
| Income tax | 1,273,000 | 2,576,000 | 4,228,000 | 5,632,000 |
| Net income | 2,525,000 | 5,409,000 | 8,512,000 | 11,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,424,000 | 75,694,000 | 78,497,000 | 80,590,000 |
| Total capital | 76,048,000 | 78,664,000 | 81,835,000 | 83,825,000 |
| Risk-weighted assets | 316,563,000 | 324,758,000 | 343,591,000 | 353,440,000 |
Machine access — free, no API key
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