Call reports 2004
CENTRAL BANK — 2004
What CENTRAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 398,408,000 | 394,121,000 | 399,210,000 | 409,202,000 |
| Total loans | 244,479,000 | 248,370,000 | 255,276,000 | 257,691,000 |
| Allowance for loan losses | 4,223,000 | 3,104,000 | 2,867,000 | 2,636,000 |
| Securities available for sale | 106,951,000 | 102,024,000 | 102,889,000 | 102,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,889,000 | 303,393,000 | 308,042,000 | 309,254,000 |
| Interest-bearing deposits | 261,985,000 | 264,813,000 | 266,300,000 | 261,107,000 |
| Noninterest-bearing deposits | 46,904,000 | 38,580,000 | 41,742,000 | 48,147,000 |
| Equity capital | 68,211,000 | 68,266,000 | 71,372,000 | 72,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,702,000 | 11,432,000 | 17,551,000 | 23,831,000 |
| Interest expense | 882,000 | 1,715,000 | 2,540,000 | 3,562,000 |
| Net interest income | 4,820,000 | 9,717,000 | 15,011,000 | 20,269,000 |
| Noninterest income | 2,769,000 | 5,646,000 | 8,666,000 | 11,586,000 |
| Noninterest expense | 4,233,000 | 8,471,000 | 12,440,000 | 16,897,000 |
| Provision for loan losses | 450,000 | 1,000,000 | 1,650,000 | 2,500,000 |
| Pretax income | 2,906,000 | 5,892,000 | 9,565,000 | 12,436,000 |
| Income tax | 922,000 | 1,747,000 | 2,804,000 | 3,926,000 |
| Net income | 1,984,000 | 4,145,000 | 6,761,000 | 8,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,390,000 | 67,268,000 | 69,633,000 | 71,099,000 |
| Total capital | 69,139,000 | 70,372,000 | 72,500,000 | 73,735,000 |
| Risk-weighted assets | 299,454,000 | 306,372,000 | 313,169,000 | 315,189,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.