Call reports 2002
CENTRAL BANK — 2002
What CENTRAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 357,024,000 | 355,972,000 | 363,409,000 | 375,439,000 |
| Total loans | 227,307,000 | 231,897,000 | 237,674,000 | 244,428,000 |
| Allowance for loan losses | 4,445,000 | 4,421,000 | 4,514,000 | 4,525,000 |
| Securities available for sale | 84,508,000 | 86,766,000 | 86,856,000 | 92,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,428,000 | 275,050,000 | 277,981,000 | 286,250,000 |
| Interest-bearing deposits | 244,292,000 | 243,411,000 | 243,817,000 | 246,826,000 |
| Noninterest-bearing deposits | 35,136,000 | 31,639,000 | 34,164,000 | 39,424,000 |
| Equity capital | 58,062,000 | 60,798,000 | 63,804,000 | 63,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,294,000 | 12,590,000 | 19,383,000 | 26,121,000 |
| Interest expense | 1,533,000 | 3,017,000 | 4,386,000 | 5,717,000 |
| Net interest income | 4,761,000 | 9,573,000 | 14,997,000 | 20,404,000 |
| Noninterest income | 2,434,000 | 5,008,000 | 7,691,000 | 10,425,000 |
| Noninterest expense | 3,897,000 | 7,859,000 | 11,847,000 | 16,100,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,286,000 |
| Pretax income | 3,073,000 | 6,272,000 | 10,166,000 | 13,443,000 |
| Income tax | 1,012,000 | 2,038,000 | 3,329,000 | 4,473,000 |
| Net income | 2,061,000 | 4,234,000 | 6,837,000 | 8,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,955,000 | 58,099,000 | 60,451,000 | 60,854,000 |
| Total capital | 59,414,000 | 61,604,000 | 64,067,000 | 64,536,000 |
| Risk-weighted assets | 275,699,000 | 279,472,000 | 288,418,000 | 293,723,000 |
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