Call reports 2025
COUNTY BANK — 2025
What COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 248,026,000 | 237,496,000 | 230,450,000 |
| Total loans | 198,781,000 | 198,478,000 | 198,559,000 |
| Allowance for loan losses | 2,551,000 | 2,728,000 | 2,596,000 |
| Securities available for sale | 15,321,000 | 14,624,000 | 13,712,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 212,121,000 | 201,467,000 | 195,957,000 |
| Interest-bearing deposits | 155,144,000 | 150,247,000 | 146,525,000 |
| Noninterest-bearing deposits | 56,977,000 | 51,220,000 | 49,432,000 |
| Equity capital | 26,594,000 | 26,638,000 | 26,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 3,620,000 | 7,410,000 | 11,115,000 |
| Interest expense | 1,023,000 | 2,078,000 | 2,999,000 |
| Net interest income | 2,597,000 | 5,332,000 | 8,116,000 |
| Noninterest income | 298,000 | 582,000 | 908,000 |
| Noninterest expense | 1,746,000 | 3,298,000 | 5,992,000 |
| Provision for loan losses | 140,000 | 325,000 | 464,000 |
| Pretax income | 1,012,000 | 2,284,000 | 2,562,000 |
| Income tax | 56,000 | 120,000 | 162,000 |
| Net income | 956,000 | 2,164,000 | 2,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 27,694,000 | 27,716,000 | 27,286,000 |
| Total capital | 30,332,000 | 30,496,000 | 29,969,000 |
| Risk-weighted assets | 221,299,000 | 222,392,000 | 223,576,000 |